Call reports 2009
CAPITAL BANK, S.S.B. — 2009
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,408,000 | 129,874,000 | 119,579,000 | 109,681,000 |
| Total loans | 95,745,000 | 89,256,000 | 83,679,000 | 79,315,000 |
| Allowance for loan losses | 1,480,000 | 1,294,000 | 1,229,000 | 2,739,000 |
| Securities available for sale | 24,507,000 | 14,132,000 | 14,443,000 | 13,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,048,000 | 87,062,000 | 77,086,000 | 69,048,000 |
| Interest-bearing deposits | 76,526,000 | 77,293,000 | 67,587,000 | 60,830,000 |
| Noninterest-bearing deposits | 7,522,000 | 9,769,000 | 9,499,000 | 8,218,000 |
| Equity capital | 9,041,000 | 8,839,000 | 8,539,000 | 6,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,500,000 | 5,105,000 | 6,679,000 |
| Interest expense | 830,000 | 1,764,000 | 2,627,000 | 3,425,000 |
| Net interest income | 964,000 | 1,736,000 | 2,478,000 | 3,254,000 |
| Noninterest income | 54,000 | -11,000 | 71,000 | -44,000 |
| Noninterest expense | 795,000 | 1,693,000 | 2,553,000 | 3,433,000 |
| Provision for loan losses | 200,000 | 200,000 | 500,000 | 2,037,000 |
| Pretax income | 56,000 | -194,000 | -530,000 | -2,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | -194,000 | -530,000 | -2,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,032,000 | 8,782,000 | 8,446,000 | 6,689,000 |
| Total capital | 10,213,000 | 9,838,000 | 9,436,000 | 7,604,000 |
| Risk-weighted assets | 94,159,000 | 84,225,000 | 78,918,000 | 71,332,000 |