Call reports 2006
CAPITAL BANK, S.S.B. — 2006
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,326,000 | 60,268,000 | 63,365,000 | 66,296,000 |
| Total loans | 40,991,000 | 43,787,000 | 45,578,000 | 51,199,000 |
| Allowance for loan losses | 373,000 | 362,000 | 323,000 | 341,000 |
| Securities available for sale | 1,408,000 | 1,310,000 | 1,226,000 | 1,141,000 |
| Securities held to maturity | 10,480,000 | 10,480,000 | 10,480,000 | 10,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,754,000 | 42,791,000 | 45,544,000 | 45,912,000 |
| Interest-bearing deposits | 37,926,000 | 38,165,000 | 40,850,000 | 41,296,000 |
| Noninterest-bearing deposits | 4,828,000 | 4,625,000 | 4,694,000 | 4,616,000 |
| Equity capital | 6,269,000 | 9,484,000 | 9,677,000 | 9,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,246,000 | 3,528,000 | 4,886,000 |
| Interest expense | 416,000 | 899,000 | 1,431,000 | 2,012,000 |
| Net interest income | 687,000 | 1,347,000 | 2,097,000 | 2,874,000 |
| Noninterest income | 46,000 | 84,000 | 125,000 | 167,000 |
| Noninterest expense | 473,000 | 955,000 | 1,465,000 | 1,937,000 |
| Provision for loan losses | 10,000 | 10,000 | 23,000 | 248,000 |
| Pretax income | 250,000 | 466,000 | 734,000 | 856,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 466,000 | 734,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,297,000 | 9,513,000 | 9,696,000 | 9,727,000 |
| Total capital | 6,679,000 | 9,885,000 | 10,029,000 | 10,084,000 |
| Risk-weighted assets | 40,366,000 | 43,738,000 | 45,404,000 | 49,820,000 |