Call reports 2002
CAPITAL BANK, S.S.B. — 2002
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,255,000 | 46,768,000 | 49,821,000 | 51,966,000 |
| Total loans | 24,733,000 | 26,414,000 | 29,638,000 | 32,467,000 |
| Allowance for loan losses | 453,000 | 332,000 | 308,000 | 504,000 |
| Securities available for sale | 11,105,000 | 7,751,000 | 11,628,000 | 12,097,000 |
| Securities held to maturity | 0 | 4,000,000 | 4,298,000 | 1,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,196,000 | 42,678,000 | 41,038,000 | 42,203,000 |
| Interest-bearing deposits | 34,344,000 | 36,150,000 | 35,436,000 | 34,112,000 |
| Noninterest-bearing deposits | 5,852,000 | 6,528,000 | 5,602,000 | 8,091,000 |
| Equity capital | 3,964,000 | 4,011,000 | 4,089,000 | 4,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,368,000 | 2,099,000 | 2,959,000 |
| Interest expense | 345,000 | 640,000 | 944,000 | 1,231,000 |
| Net interest income | 332,000 | 728,000 | 1,155,000 | 1,728,000 |
| Noninterest income | 57,000 | 100,000 | 149,000 | 219,000 |
| Noninterest expense | 453,000 | 860,000 | 1,257,000 | 1,746,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | -64,000 | -32,000 | 62,000 | 110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -64,000 | -32,000 | 62,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,889,000 | 3,926,000 | 4,014,000 | 4,062,000 |
| Total capital | 4,333,000 | 4,258,000 | 4,322,000 | 4,532,000 |
| Risk-weighted assets | 35,521,000 | 30,682,000 | 34,966,000 | 37,554,000 |