Call reports 2001
CAPITAL BANK, S.S.B. — 2001
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,499,000 | 48,346,000 | 50,134,000 | 50,970,000 |
| Total loans | 29,101,000 | 30,353,000 | 26,651,000 | 24,451,000 |
| Allowance for loan losses | 858,000 | 785,000 | 502,000 | 450,000 |
| Securities available for sale | 3,700,000 | 3,266,000 | 8,770,000 | 8,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,346,000 | 44,121,000 | 45,937,000 | 46,843,000 |
| Interest-bearing deposits | 36,504,000 | 39,238,000 | 40,561,000 | 39,242,000 |
| Noninterest-bearing deposits | 5,842,000 | 4,883,000 | 5,375,000 | 7,602,000 |
| Equity capital | 4,124,000 | 4,175,000 | 4,131,000 | 4,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,049,000 | 2,935,000 | 3,768,000 |
| Interest expense | 553,000 | 1,116,000 | 1,660,000 | 2,130,000 |
| Net interest income | 539,000 | 933,000 | 1,275,000 | 1,638,000 |
| Noninterest income | 57,000 | 116,000 | -122,000 | -8,000 |
| Noninterest expense | 352,000 | 714,000 | 1,102,000 | 1,502,000 |
| Provision for loan losses | 14,000 | 49,000 | -173,000 | 0 |
| Pretax income | 283,000 | 339,000 | 277,000 | 181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 339,000 | 277,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,054,000 | 4,110,000 | 4,048,000 | 3,952,000 |
| Total capital | 4,434,000 | 4,505,000 | 4,468,000 | 4,350,000 |
| Risk-weighted assets | 29,936,000 | 31,264,000 | 33,080,000 | 31,902,000 |