Call reports 2026
FIRST CENTRAL BANK — 2026
What FIRST CENTRAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 137,631,000 | 137,788,000 |
| Total loans | 100,537,000 | 106,551,000 |
| Allowance for loan losses | 1,373,000 | 1,388,000 |
| Securities available for sale | 4,068,000 | 5,281,000 |
| Securities held to maturity | 9,799,000 | 9,948,000 |
| Trading assets | 0 | 0 |
| Total deposits | 115,951,000 | 117,715,000 |
| Interest-bearing deposits | 93,769,000 | 95,471,000 |
| Noninterest-bearing deposits | 22,182,000 | 22,244,000 |
| Equity capital | 15,860,000 | 15,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,089,000 | 4,080,000 |
| Interest expense | 670,000 | 1,309,000 |
| Net interest income | 1,419,000 | 2,771,000 |
| Noninterest income | 202,000 | 433,000 |
| Noninterest expense | 988,000 | 2,014,000 |
| Provision for loan losses | 15,000 | 30,000 |
| Pretax income | 618,000 | 1,160,000 |
| Income tax | 169,000 | 225,000 |
| Net income | 449,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,813,000 | 15,948,000 |
| Total capital | 17,223,000 | 17,373,000 |
| Risk-weighted assets | 114,798,000 | 115,815,000 |