Call report 2025Q4
FIRST CENTRAL BANK — 2025Q4
The 22 measures FIRST CENTRAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,454,000 | USD | evidence → |
| Total loans | 103,760,000 | USD | evidence → |
| Allowance for loan losses | 1,296,000 | USD | evidence → |
| Securities available for sale | 4,352,000 | USD | evidence → |
| Securities held to maturity | 9,896,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,096,000 | USD | evidence → |
| Interest-bearing deposits | 96,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,104,000 | USD | evidence → |
| Equity capital | 15,747,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,743,000 | USD | evidence → |
| Interest expense | 2,938,000 | USD | evidence → |
| Net interest income | 5,805,000 | USD | evidence → |
| Noninterest income | 661,000 | USD | evidence → |
| Noninterest expense | 4,126,000 | USD | evidence → |
| Provision for loan losses | 672,000 | USD | evidence → |
| Pretax income | 1,700,000 | USD | evidence → |
| Income tax | 352,000 | USD | evidence → |
| Net income | 1,348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,714,000 | USD | evidence → |
| Total capital | 17,046,000 | USD | evidence → |
| Risk-weighted assets | 117,147,000 | USD | evidence → |