Call reports 2022
FIRST CENTRAL BANK — 2022
What FIRST CENTRAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 121,160,000 | 122,905,000 | 124,615,000 | 127,928,000 |
| Total loans | 81,303,000 | 91,686,000 | 102,240,000 | 98,900,000 |
| Allowance for loan losses | 1,971,000 | 2,056,000 | 2,072,000 | 1,657,000 |
| Securities available for sale | 1,227,000 | 1,177,000 | 1,159,000 | 1,649,000 |
| Securities held to maturity | 12,730,000 | 12,335,000 | 12,434,000 | 11,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,306,000 | 104,920,000 | 102,964,000 | 110,273,000 |
| Interest-bearing deposits | 82,675,000 | 82,983,000 | 83,903,000 | 83,430,000 |
| Noninterest-bearing deposits | 20,631,000 | 21,937,000 | 19,061,000 | 26,843,000 |
| Equity capital | 12,218,000 | 12,430,000 | 12,728,000 | 12,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,277,000 | 3,726,000 | 5,313,000 |
| Interest expense | 162,000 | 311,000 | 492,000 | 735,000 |
| Net interest income | 913,000 | 1,966,000 | 3,234,000 | 4,578,000 |
| Noninterest income | 121,000 | 274,000 | 402,000 | 508,000 |
| Noninterest expense | 803,000 | 1,678,000 | 2,491,000 | 3,304,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 970,000 |
| Pretax income | 201,000 | 500,000 | 1,082,000 | 810,000 |
| Income tax | 34,000 | 95,000 | 218,000 | 148,000 |
| Net income | 167,000 | 405,000 | 864,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,218,000 | 12,487,000 | 12,802,000 | 12,412,000 |
Machine access — free, no API key
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