Call reports 2008
FIRST CENTRAL BANK — 2008
What FIRST CENTRAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 68,329,000 | 71,050,000 | 71,975,000 | 77,598,000 |
| Total loans | 49,554,000 | 52,570,000 | 55,668,000 | 54,325,000 |
| Allowance for loan losses | 530,000 | 506,000 | 768,000 | 528,000 |
| Securities available for sale | 5,487,000 | 5,031,000 | 5,406,000 | 5,671,000 |
| Securities held to maturity | 5,798,000 | 6,187,000 | 5,830,000 | 6,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,547,000 | 59,949,000 | 60,393,000 | 66,473,000 |
| Interest-bearing deposits | 51,765,000 | 53,734,000 | 55,058,000 | 57,257,000 |
| Noninterest-bearing deposits | 5,782,000 | 6,215,000 | 5,335,000 | 9,216,000 |
| Equity capital | 5,845,000 | 5,985,000 | 6,021,000 | 7,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,207,000 | 3,333,000 | 4,367,000 |
| Interest expense | 503,000 | 970,000 | 1,443,000 | 1,895,000 |
| Net interest income | 618,000 | 1,237,000 | 1,890,000 | 2,472,000 |
| Noninterest income | 126,000 | 247,000 | 357,000 | 625,000 |
| Noninterest expense | 517,000 | 999,000 | 1,511,000 | 2,002,000 |
| Provision for loan losses | 14,000 | 27,000 | 286,000 | 745,000 |
| Pretax income | 213,000 | 458,000 | 450,000 | 350,000 |
| Income tax | 55,000 | 121,000 | 97,000 | 45,000 |
| Net income | 158,000 | 337,000 | 353,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,775,000 | 5,954,000 | 5,970,000 | 7,070,000 |
| Total capital | 6,305,000 | 6,460,000 | 6,738,000 | 7,598,000 |
| Risk-weighted assets | 56,580,000 | 59,541,000 | 62,063,000 | 61,802,000 |
Machine access — free, no API key
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