Call reports 2006
FIRST CENTRAL BANK — 2006
What FIRST CENTRAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,464,000 | 61,670,000 | 61,847,000 | 62,505,000 |
| Total loans | 41,769,000 | 45,105,000 | 45,631,000 | 43,166,000 |
| Allowance for loan losses | 509,000 | 520,000 | 529,000 | 530,000 |
| Securities available for sale | 9,419,000 | 9,372,000 | 9,472,000 | 9,874,000 |
| Securities held to maturity | 1,698,000 | 1,676,000 | 1,881,000 | 2,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,771,000 | 51,844,000 | 52,365,000 | 53,170,000 |
| Interest-bearing deposits | 44,756,000 | 46,420,000 | 46,346,000 | 47,047,000 |
| Noninterest-bearing deposits | 5,015,000 | 5,424,000 | 6,019,000 | 6,123,000 |
| Equity capital | 4,998,000 | 5,053,000 | 5,213,000 | 5,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,082,000 | 3,201,000 | 4,300,000 |
| Interest expense | 361,000 | 768,000 | 1,221,000 | 1,689,000 |
| Net interest income | 652,000 | 1,314,000 | 1,980,000 | 2,611,000 |
| Noninterest income | 105,000 | 204,000 | 323,000 | 490,000 |
| Noninterest expense | 535,000 | 1,041,000 | 1,556,000 | 2,052,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 75,000 |
| Pretax income | 192,000 | 447,000 | 717,000 | 974,000 |
| Income tax | 63,000 | 147,000 | 234,000 | 321,000 |
| Net income | 129,000 | 300,000 | 483,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,147,000 | 5,232,000 | 5,325,000 | 5,263,000 |
| Total capital | 5,656,000 | 5,752,000 | 5,854,000 | 5,793,000 |
| Risk-weighted assets | 46,726,000 | 50,110,000 | 50,942,000 | 49,406,000 |
Machine access — free, no API key
Every figure shown here about FIRST CENTRAL BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.