Call reports 2003

FIRST CENTRAL BANK — 2003

Name: FIRST CENTRAL BANK — FFIEC call report 2003
Creator: FIRST CENTRAL BANK

What FIRST CENTRAL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ab8ccad9-65f6-4622-9321-0091b651f23c/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	60,503,000	60,916,000	60,219,000	61,468,000
Total loans	41,281,000	41,628,000	41,293,000	43,682,000
Allowance for loan losses	568,000	628,000	530,000	528,000
Securities available for sale	10,496,000	10,495,000	10,201,000	9,096,000
Securities held to maturity	2,370,000	2,367,000	2,363,000	2,192,000
Trading assets	0	0	0	0
Total deposits	49,593,000	50,031,000	49,343,000	50,046,000
Interest-bearing deposits	44,956,000	45,791,000	44,658,000	45,096,000
Noninterest-bearing deposits	4,637,000	4,240,000	4,685,000	4,950,000
Equity capital	4,841,000	4,850,000	4,938,000	4,893,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	939,000	1,856,000	2,784,000	3,618,000
Interest expense	360,000	714,000	1,037,000	1,333,000
Net interest income	579,000	1,142,000	1,747,000	2,285,000
Noninterest income	87,000	179,000	268,000	402,000
Noninterest expense	466,000	958,000	1,381,000	1,822,000
Provision for loan losses	60,000	120,000	180,000	220,000
Pretax income	142,000	245,000	446,000	631,000
Income tax	44,000	74,000	140,000	196,000
Net income	98,000	171,000	306,000	435,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,718,000	4,726,000	4,843,000	4,841,000
Total capital	5,286,000	5,315,000	5,373,000	5,369,000
Risk-weighted assets	46,325,000	47,064,000	46,674,000	48,816,000