Call reports 2001
FIRST CENTRAL BANK — 2001
What FIRST CENTRAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,564,000 | 59,387,000 | 59,140,000 | 61,715,000 |
| Total loans | 38,946,000 | 42,005,000 | 42,504,000 | 42,004,000 |
| Allowance for loan losses | 497,000 | 510,000 | 520,000 | 522,000 |
| Securities available for sale | 10,952,000 | 10,457,000 | 10,081,000 | 11,393,000 |
| Securities held to maturity | 2,255,000 | 2,332,000 | 2,230,000 | 2,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,028,000 | 49,063,000 | 48,227,000 | 48,426,000 |
| Interest-bearing deposits | 44,920,000 | 44,513,000 | 43,594,000 | 43,354,000 |
| Noninterest-bearing deposits | 4,108,000 | 4,550,000 | 4,633,000 | 5,072,000 |
| Equity capital | 4,766,000 | 4,718,000 | 4,861,000 | 4,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,294,000 | 3,463,000 | 4,577,000 |
| Interest expense | 598,000 | 1,189,000 | 1,750,000 | 2,254,000 |
| Net interest income | 545,000 | 1,105,000 | 1,713,000 | 2,323,000 |
| Noninterest income | 79,000 | 142,000 | 212,000 | 327,000 |
| Noninterest expense | 387,000 | 766,000 | 1,161,000 | 1,507,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 222,000 | 452,000 | 720,000 | 1,084,000 |
| Income tax | 70,000 | 143,000 | 229,000 | 346,000 |
| Net income | 152,000 | 309,000 | 491,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,623,000 | 4,574,000 | 4,636,000 | 4,715,000 |
| Total capital | 5,120,000 | 5,084,000 | 5,156,000 | 5,237,000 |
| Risk-weighted assets | 42,518,000 | 45,405,000 | 46,147,000 | 46,385,000 |
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