Call report 2013Q4
MERRIMAC SAVINGS BANK — 2013Q4
The 22 measures MERRIMAC SAVINGS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,564,000 | USD | evidence → |
| Total loans | 41,467,000 | USD | evidence → |
| Allowance for loan losses | 452,000 | USD | evidence → |
| Securities available for sale | 23,594,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,658,000 | USD | evidence → |
| Interest-bearing deposits | 53,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,859,000 | USD | evidence → |
| Equity capital | 3,728,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,390,000 | USD | evidence → |
| Interest expense | 293,000 | USD | evidence → |
| Net interest income | 2,097,000 | USD | evidence → |
| Noninterest income | 531,000 | USD | evidence → |
| Noninterest expense | 2,513,000 | USD | evidence → |
| Provision for loan losses | 219,000 | USD | evidence → |
| Pretax income | -85,000 | USD | evidence → |
| Income tax | -175,000 | USD | evidence → |
| Net income | 90,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,404,000 | USD | evidence → |
| Total capital | 4,856,000 | USD | evidence → |
| Risk-weighted assets | 36,247,000 | USD | evidence → |