Call report 2009Q4
MERRIMAC SAVINGS BANK — 2009Q4
The 22 measures MERRIMAC SAVINGS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,691,000 | USD | evidence → |
| Total loans | 44,082,000 | USD | evidence → |
| Allowance for loan losses | 431,000 | USD | evidence → |
| Securities available for sale | 12,182,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,497,000 | USD | evidence → |
| Interest-bearing deposits | 47,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,765,000 | USD | evidence → |
| Equity capital | 3,459,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,047,000 | USD | evidence → |
| Interest expense | 729,000 | USD | evidence → |
| Net interest income | 2,318,000 | USD | evidence → |
| Noninterest income | 398,000 | USD | evidence → |
| Noninterest expense | 2,295,000 | USD | evidence → |
| Provision for loan losses | 99,000 | USD | evidence → |
| Pretax income | 445,000 | USD | evidence → |
| Income tax | 138,000 | USD | evidence → |
| Net income | 307,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,525,000 | USD | evidence → |
| Total capital | 3,956,000 | USD | evidence → |
| Risk-weighted assets | 35,728,000 | USD | evidence → |