Call report 2008Q4
MERRIMAC SAVINGS BANK — 2008Q4
The 22 measures MERRIMAC SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,433,000 | USD | evidence → |
| Total loans | 45,031,000 | USD | evidence → |
| Allowance for loan losses | 438,000 | USD | evidence → |
| Securities available for sale | 6,701,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,428,000 | USD | evidence → |
| Interest-bearing deposits | 46,901,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,527,000 | USD | evidence → |
| Equity capital | 3,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,217,000 | USD | evidence → |
| Interest expense | 1,086,000 | USD | evidence → |
| Net interest income | 2,131,000 | USD | evidence → |
| Noninterest income | 331,000 | USD | evidence → |
| Noninterest expense | 2,109,000 | USD | evidence → |
| Provision for loan losses | 141,000 | USD | evidence → |
| Pretax income | -735,000 | USD | evidence → |
| Income tax | -341,000 | USD | evidence → |
| Net income | -394,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,218,000 | USD | evidence → |
| Total capital | 3,656,000 | USD | evidence → |
| Risk-weighted assets | 36,228,000 | USD | evidence → |