Call report 2005Q4
MERRIMAC SAVINGS BANK — 2005Q4
The 22 measures MERRIMAC SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,367,000 | USD | evidence → |
| Total loans | 35,235,000 | USD | evidence → |
| Allowance for loan losses | 272,000 | USD | evidence → |
| Securities available for sale | 10,596,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,948,000 | USD | evidence → |
| Interest-bearing deposits | 44,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,091,000 | USD | evidence → |
| Equity capital | 3,371,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,508,000 | USD | evidence → |
| Interest expense | 845,000 | USD | evidence → |
| Net interest income | 1,663,000 | USD | evidence → |
| Noninterest income | 171,000 | USD | evidence → |
| Noninterest expense | 1,854,000 | USD | evidence → |
| Provision for loan losses | 103,000 | USD | evidence → |
| Pretax income | -98,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,490,000 | USD | evidence → |
| Total capital | 3,804,000 | USD | evidence → |
| Risk-weighted assets | 28,637,000 | USD | evidence → |