Call report 2004Q4
MERRIMAC SAVINGS BANK — 2004Q4
The 22 measures MERRIMAC SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,316,000 | USD | evidence → |
| Total loans | 24,331,000 | USD | evidence → |
| Allowance for loan losses | 215,000 | USD | evidence → |
| Securities available for sale | 10,402,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,598,000 | USD | evidence → |
| Interest-bearing deposits | 33,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,752,000 | USD | evidence → |
| Equity capital | 3,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,946,000 | USD | evidence → |
| Interest expense | 475,000 | USD | evidence → |
| Net interest income | 1,471,000 | USD | evidence → |
| Noninterest income | 86,000 | USD | evidence → |
| Noninterest expense | 1,532,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 77,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 72,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,593,000 | USD | evidence → |
| Total capital | 3,862,000 | USD | evidence → |
| Risk-weighted assets | 20,703,000 | USD | evidence → |