Call reports 2005
TOWN AND COUNTRY BANK OF THE OZARKS — 2005
What TOWN AND COUNTRY BANK OF THE OZARKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 52,977,000 | 53,049,000 | 53,598,000 |
| Total loans | 30,657,000 | 32,414,000 | 33,329,000 |
| Allowance for loan losses | 833,000 | 840,000 | 838,000 |
| Securities available for sale | 11,246,000 | 10,876,000 | 10,826,000 |
| Securities held to maturity | 708,000 | 707,000 | 706,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 44,403,000 | 44,247,000 | 44,702,000 |
| Interest-bearing deposits | 38,500,000 | 38,499,000 | 38,872,000 |
| Noninterest-bearing deposits | 5,903,000 | 5,748,000 | 5,830,000 |
| Equity capital | 8,425,000 | 8,549,000 | 8,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 614,000 | 1,234,000 | 1,889,000 |
| Interest expense | 233,000 | 468,000 | 749,000 |
| Net interest income | 381,000 | 766,000 | 1,140,000 |
| Noninterest income | 79,000 | 136,000 | 231,000 |
| Noninterest expense | 449,000 | 850,000 | 1,274,000 |
| Provision for loan losses | 2,000 | 12,000 | 12,000 |
| Pretax income | 9,000 | 40,000 | 85,000 |
| Income tax | 8,000 | -4,000 | 3,000 |
| Net income | 1,000 | 44,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 4,884,000 | 4,966,000 | 5,042,000 |
| Total capital | 5,269,000 | 5,353,000 | 5,454,000 |
| Risk-weighted assets | 30,324,000 | 30,484,000 | 32,506,000 |