Call reports 2003
TOWN AND COUNTRY BANK OF THE OZARKS — 2003
What TOWN AND COUNTRY BANK OF THE OZARKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,636,000 | 48,462,000 | 52,631,000 | 62,240,000 |
| Total loans | 35,431,000 | 37,425,000 | 38,126,000 | 39,057,000 |
| Allowance for loan losses | 353,000 | 372,000 | 390,000 | 411,000 |
| Securities available for sale | 4,261,000 | 4,329,000 | 6,294,000 | 8,746,000 |
| Securities held to maturity | 407,000 | 532,000 | 532,000 | 513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,174,000 | 44,872,000 | 48,933,000 | 53,876,000 |
| Interest-bearing deposits | 37,066,000 | 41,009,000 | 44,445,000 | 47,587,000 |
| Noninterest-bearing deposits | 4,108,000 | 3,863,000 | 4,488,000 | 6,289,000 |
| Equity capital | 3,296,000 | 3,393,000 | 3,461,000 | 7,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,231,000 | 1,886,000 | 233,000 |
| Interest expense | 256,000 | 519,000 | 797,000 | 100,000 |
| Net interest income | 344,000 | 712,000 | 1,089,000 | 133,000 |
| Noninterest income | 49,000 | 98,000 | 156,000 | 24,000 |
| Noninterest expense | 228,000 | 471,000 | 743,000 | 94,000 |
| Provision for loan losses | 27,000 | 78,000 | 115,000 | 0 |
| Pretax income | 139,000 | 262,000 | 388,000 | 63,000 |
| Income tax | 47,000 | 93,000 | 139,000 | 23,000 |
| Net income | 92,000 | 169,000 | 249,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,264,000 | 3,342,000 | 3,421,000 | 3,971,000 |
| Total capital | 3,617,000 | 3,714,000 | 3,811,000 | 4,382,000 |
| Risk-weighted assets | 32,528,000 | 34,511,000 | 35,599,000 | 37,468,000 |