Call reports 2002
TOWN AND COUNTRY BANK OF THE OZARKS — 2002
What TOWN AND COUNTRY BANK OF THE OZARKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,361,000 | 35,439,000 | 39,940,000 | 42,676,000 |
| Total loans | 25,976,000 | 28,840,000 | 32,150,000 | 33,516,000 |
| Allowance for loan losses | 260,000 | 288,000 | 323,000 | 334,000 |
| Securities available for sale | 5,121,000 | 4,713,000 | 4,702,000 | 4,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,364,000 | 31,330,000 | 36,706,000 | 39,325,000 |
| Interest-bearing deposits | 27,503,000 | 27,746,000 | 32,674,000 | 34,933,000 |
| Noninterest-bearing deposits | 2,861,000 | 3,584,000 | 4,032,000 | 4,392,000 |
| Equity capital | 2,922,000 | 3,082,000 | 3,159,000 | 3,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,040,000 | 1,610,000 | 2,203,000 |
| Interest expense | 254,000 | 475,000 | 715,000 | 974,000 |
| Net interest income | 263,000 | 565,000 | 895,000 | 1,229,000 |
| Noninterest income | 31,000 | 72,000 | 113,000 | 151,000 |
| Noninterest expense | 196,000 | 407,000 | 624,000 | 847,000 |
| Provision for loan losses | 18,000 | 46,000 | 99,000 | 115,000 |
| Pretax income | 80,000 | 184,000 | 285,000 | 425,000 |
| Income tax | 14,000 | 33,000 | 50,000 | 99,000 |
| Net income | 66,000 | 151,000 | 235,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,912,000 | 2,997,000 | 3,082,000 | 3,172,000 |
| Total capital | 3,172,000 | 3,285,000 | 3,405,000 | 3,506,000 |
| Risk-weighted assets | 24,027,000 | 26,411,000 | 29,540,000 | 30,826,000 |