Call reports 2001
TOWN AND COUNTRY BANK OF THE OZARKS — 2001
What TOWN AND COUNTRY BANK OF THE OZARKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,050,000 | 31,447,000 | 33,190,000 | 34,402,000 |
| Total loans | 17,246,000 | 19,022,000 | 21,286,000 | 24,244,000 |
| Allowance for loan losses | 173,000 | 190,000 | 213,000 | 242,000 |
| Securities available for sale | 4,688,000 | 6,222,000 | 6,862,000 | 5,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,090,000 | 28,495,000 | 30,129,000 | 31,393,000 |
| Interest-bearing deposits | 23,953,000 | 26,090,000 | 27,498,000 | 28,532,000 |
| Noninterest-bearing deposits | 2,137,000 | 2,405,000 | 2,631,000 | 2,861,000 |
| Equity capital | 2,874,000 | 2,863,000 | 2,965,000 | 2,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,041,000 | 1,578,000 | 2,114,000 |
| Interest expense | 322,000 | 691,000 | 1,060,000 | 1,392,000 |
| Net interest income | 173,000 | 350,000 | 518,000 | 722,000 |
| Noninterest income | 20,000 | 43,000 | 65,000 | 88,000 |
| Noninterest expense | 168,000 | 339,000 | 522,000 | 713,000 |
| Provision for loan losses | 28,000 | 46,000 | 68,000 | 104,000 |
| Pretax income | -3,000 | 10,000 | -5,000 | -4,000 |
| Income tax | -1,000 | 2,000 | 0 | 2,000 |
| Net income | -2,000 | 8,000 | -5,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,851,000 | 2,862,000 | 2,848,000 | 2,846,000 |
| Total capital | 3,024,000 | 3,052,000 | 3,061,000 | 3,088,000 |
| Risk-weighted assets | 17,383,000 | 19,172,000 | 20,746,000 | 22,944,000 |