Call reports 2025
BANKCDA — 2025
What BANKCDA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 231,442,000 | 227,372,000 | 237,422,000 | 242,794,000 |
| Total loans | 135,815,000 | 136,852,000 | 129,370,000 | 134,309,000 |
| Allowance for loan losses | 1,765,000 | 1,861,000 | 1,955,000 | 2,045,000 |
| Securities available for sale | 77,684,000 | 68,168,000 | 76,539,000 | 78,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,363,000 | 195,716,000 | 204,249,000 | 209,303,000 |
| Interest-bearing deposits | 151,614,000 | 150,114,000 | 158,659,000 | 160,571,000 |
| Noninterest-bearing deposits | 42,749,000 | 45,602,000 | 45,590,000 | 48,732,000 |
| Equity capital | 28,524,000 | 29,118,000 | 30,303,000 | 30,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,856,000 | 5,745,000 | 8,796,000 | 11,796,000 |
| Interest expense | 740,000 | 1,346,000 | 1,977,000 | 2,576,000 |
| Net interest income | 2,116,000 | 4,399,000 | 6,819,000 | 9,220,000 |
| Noninterest income | 216,000 | 457,000 | 708,000 | 977,000 |
| Noninterest expense | 1,783,000 | 3,602,000 | 5,583,000 | 7,564,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 442,000 | 1,041,000 | 1,624,000 | 2,253,000 |
| Income tax | 116,000 | 273,000 | 374,000 | 374,000 |
| Net income | 326,000 | 768,000 | 1,250,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,179,000 | 30,627,000 | 31,115,000 | 31,337,000 |