Call reports 2023
BANKCDA — 2023
What BANKCDA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 239,577,000 | 237,674,000 | 239,101,000 | 239,133,000 |
| Total loans | 106,710,000 | 111,670,000 | 117,312,000 | 118,434,000 |
| Allowance for loan losses | 1,429,000 | 1,477,000 | 1,548,000 | 1,565,000 |
| Securities available for sale | 111,441,000 | 103,254,000 | 100,972,000 | 106,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,442,000 | 213,663,000 | 214,818,000 | 196,270,000 |
| Interest-bearing deposits | 148,238,000 | 154,001,000 | 150,890,000 | 142,845,000 |
| Noninterest-bearing deposits | 67,204,000 | 59,662,000 | 63,928,000 | 53,425,000 |
| Equity capital | 22,896,000 | 22,683,000 | 22,894,000 | 24,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,288,000 | 4,615,000 | 7,093,000 | 9,608,000 |
| Interest expense | 196,000 | 481,000 | 939,000 | 1,485,000 |
| Net interest income | 2,092,000 | 4,134,000 | 6,154,000 | 8,123,000 |
| Noninterest income | 213,000 | 448,000 | 682,000 | 909,000 |
| Noninterest expense | 1,385,000 | 2,786,000 | 4,183,000 | 5,714,000 |
| Provision for loan losses | 0 | 45,000 | 112,000 | 117,000 |
| Pretax income | 667,000 | 1,488,000 | 2,269,000 | 2,924,000 |
| Income tax | 144,000 | 345,000 | 498,000 | 504,000 |
| Net income | 523,000 | 1,143,000 | 1,771,000 | 2,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,228,000 | 27,856,000 | 28,494,000 | 28,452,000 |