Call reports 2020
BANKCDA — 2020
What BANKCDA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,122,000 | 171,251,000 | 179,863,000 | 190,009,000 |
| Total loans | 74,514,000 | 97,628,000 | 98,970,000 | 87,837,000 |
| Allowance for loan losses | 1,181,000 | 1,187,000 | 1,295,000 | 1,359,000 |
| Securities available for sale | 50,654,000 | 52,382,000 | 53,274,000 | 56,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,976,000 | 150,717,000 | 158,716,000 | 168,080,000 |
| Interest-bearing deposits | 92,903,000 | 104,215,000 | 108,181,000 | 118,037,000 |
| Noninterest-bearing deposits | 34,073,000 | 46,502,000 | 50,535,000 | 50,043,000 |
| Equity capital | 16,879,000 | 19,030,000 | 19,576,000 | 20,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,722,000 | 4,291,000 | 6,095,000 |
| Interest expense | 91,000 | 150,000 | 211,000 | 267,000 |
| Net interest income | 1,285,000 | 2,572,000 | 4,080,000 | 5,828,000 |
| Noninterest income | 163,000 | 404,000 | 507,000 | 694,000 |
| Noninterest expense | 1,200,000 | 2,464,000 | 3,642,000 | 4,853,000 |
| Provision for loan losses | 0 | 0 | 101,000 | 161,000 |
| Pretax income | 316,000 | 580,000 | 912,000 | 1,576,000 |
| Income tax | 54,000 | 91,000 | 137,000 | 244,000 |
| Net income | 262,000 | 489,000 | 775,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,690,000 | 17,934,000 | 18,234,000 | 18,799,000 |