Call reports 2016
BANKCDA — 2016
What BANKCDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 102,175,000 | 101,697,000 | 106,016,000 | 106,061,000 |
| Total loans | 68,392,000 | 69,155,000 | 70,660,000 | 70,035,000 |
| Allowance for loan losses | 1,011,000 | 1,027,000 | 1,032,000 | 1,057,000 |
| Securities available for sale | 14,521,000 | 14,393,000 | 16,030,000 | 18,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,489,000 | 88,891,000 | 93,121,000 | 93,335,000 |
| Interest-bearing deposits | 66,392,000 | 64,356,000 | 67,528,000 | 67,301,000 |
| Noninterest-bearing deposits | 23,097,000 | 24,535,000 | 25,593,000 | 26,034,000 |
| Equity capital | 9,893,000 | 9,957,000 | 10,009,000 | 9,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,916,000 | 2,894,000 | 3,899,000 |
| Interest expense | 79,000 | 153,000 | 228,000 | 303,000 |
| Net interest income | 867,000 | 1,763,000 | 2,666,000 | 3,596,000 |
| Noninterest income | 164,000 | 323,000 | 507,000 | 695,000 |
| Noninterest expense | 945,000 | 1,941,000 | 2,942,000 | 3,932,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 40,000 |
| Pretax income | 64,000 | 137,000 | 227,000 | 340,000 |
| Income tax | 9,000 | 25,000 | 47,000 | 75,000 |
| Net income | 55,000 | 112,000 | 180,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,416,000 | 9,457,000 | 9,552,000 | 9,669,000 |
| Total capital | 10,404,000 | 10,448,000 | 10,600,000 | 10,730,000 |
| Risk-weighted assets | 78,827,000 | 79,068,000 | 83,669,000 | 84,685,000 |