Call reports 2015
BANKCDA — 2015
What BANKCDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,887,000 | 95,901,000 | 98,606,000 | 102,595,000 |
| Total loans | 52,711,000 | 55,266,000 | 56,548,000 | 65,153,000 |
| Allowance for loan losses | 1,038,000 | 1,044,000 | 1,050,000 | 978,000 |
| Securities available for sale | 19,793,000 | 21,475,000 | 22,907,000 | 20,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,267,000 | 83,336,000 | 85,929,000 | 90,005,000 |
| Interest-bearing deposits | 65,735,000 | 64,680,000 | 65,591,000 | 66,941,000 |
| Noninterest-bearing deposits | 18,532,000 | 18,656,000 | 20,338,000 | 23,064,000 |
| Equity capital | 9,800,000 | 9,727,000 | 9,821,000 | 9,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,613,000 | 2,498,000 | 3,381,000 |
| Interest expense | 89,000 | 176,000 | 263,000 | 346,000 |
| Net interest income | 719,000 | 1,437,000 | 2,235,000 | 3,035,000 |
| Noninterest income | 64,000 | 258,000 | 394,000 | 618,000 |
| Noninterest expense | 905,000 | 1,881,000 | 2,756,000 | 3,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | -109,000 | -173,000 | -114,000 | -49,000 |
| Income tax | -58,000 | -99,000 | -92,000 | -103,000 |
| Net income | -51,000 | -74,000 | -22,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,064,000 | 9,255,000 | 9,323,000 | 9,387,000 |
| Total capital | 9,916,000 | 10,138,000 | 10,207,000 | 10,364,000 |
| Risk-weighted assets | 67,976,000 | 70,190,000 | 70,258,000 | 77,873,000 |