Call reports 2014
BANKCDA — 2014
What BANKCDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 96,576,000 | 94,305,000 | 94,902,000 | 93,667,000 |
| Total loans | 52,836,000 | 54,401,000 | 55,297,000 | 56,178,000 |
| Allowance for loan losses | 1,064,000 | 1,036,000 | 1,025,000 | 1,029,000 |
| Securities available for sale | 23,163,000 | 22,767,000 | 22,361,000 | 20,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,876,000 | 73,783,000 | 74,672,000 | 73,880,000 |
| Interest-bearing deposits | 59,747,000 | 56,312,000 | 56,663,000 | 56,046,000 |
| Noninterest-bearing deposits | 19,129,000 | 17,471,000 | 18,009,000 | 17,834,000 |
| Equity capital | 9,661,000 | 9,779,000 | 9,809,000 | 9,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,703,000 | 2,595,000 | 3,432,000 |
| Interest expense | 105,000 | 212,000 | 310,000 | 405,000 |
| Net interest income | 738,000 | 1,491,000 | 2,285,000 | 3,027,000 |
| Noninterest income | 89,000 | 191,000 | 305,000 | 400,000 |
| Noninterest expense | 802,000 | 1,609,000 | 2,432,000 | 3,248,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 102,000 | 189,000 | 236,000 |
| Income tax | 7,000 | 20,000 | 43,000 | 46,000 |
| Net income | 35,000 | 82,000 | 146,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,899,000 | 8,961,000 | 9,029,000 | 9,057,000 |
| Total capital | 9,703,000 | 9,796,000 | 9,878,000 | 9,929,000 |
| Risk-weighted assets | 64,041,000 | 66,549,000 | 67,673,000 | 69,563,000 |