Call reports 2013
BANKCDA — 2013
What BANKCDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,526,000 | 71,755,000 | 96,339,000 | 95,964,000 |
| Total loans | 47,247,000 | 47,068,000 | 51,091,000 | 52,366,000 |
| Allowance for loan losses | 1,056,000 | 1,032,000 | 1,045,000 | 1,053,000 |
| Securities available for sale | 4,942,000 | 6,473,000 | 16,021,000 | 22,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,808,000 | 57,884,000 | 82,882,000 | 83,040,000 |
| Interest-bearing deposits | 45,464,000 | 48,242,000 | 64,968,000 | 66,125,000 |
| Noninterest-bearing deposits | 11,344,000 | 9,642,000 | 17,914,000 | 16,915,000 |
| Equity capital | 9,711,000 | 9,761,000 | 9,586,000 | 9,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,437,000 | 2,171,000 | 3,017,000 |
| Interest expense | 111,000 | 221,000 | 336,000 | 457,000 |
| Net interest income | 608,000 | 1,216,000 | 1,835,000 | 2,560,000 |
| Noninterest income | 152,000 | 283,000 | 239,000 | 350,000 |
| Noninterest expense | 653,000 | 1,302,000 | 2,129,000 | 2,992,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 18,000 |
| Pretax income | 107,000 | 198,000 | -72,000 | -88,000 |
| Income tax | 33,000 | 62,000 | -8,000 | -73,000 |
| Net income | 74,000 | 136,000 | -64,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,460,000 | 9,562,000 | 8,736,000 | 8,923,000 |
| Total capital | 10,137,000 | 10,261,000 | 9,493,000 | 9,720,000 |
| Risk-weighted assets | 53,730,000 | 55,567,000 | 60,259,000 | 63,519,000 |