Call reports 2012
BANKCDA — 2012
What BANKCDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 76,450,000 | 74,099,000 | 71,348,000 | 70,759,000 |
| Total loans | 57,074,000 | 53,489,000 | 49,991,000 | 49,126,000 |
| Allowance for loan losses | 1,548,000 | 1,567,000 | 1,223,000 | 1,070,000 |
| Securities available for sale | 5,026,000 | 6,358,000 | 4,790,000 | 3,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,103,000 | 60,131,000 | 57,832,000 | 57,284,000 |
| Interest-bearing deposits | 43,678,000 | 40,108,000 | 39,357,000 | 41,310,000 |
| Noninterest-bearing deposits | 19,425,000 | 20,023,000 | 18,475,000 | 15,974,000 |
| Equity capital | 9,451,000 | 9,520,000 | 9,589,000 | 9,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,882,000 | 2,755,000 | 3,536,000 |
| Interest expense | 148,000 | 285,000 | 410,000 | 526,000 |
| Net interest income | 831,000 | 1,597,000 | 2,345,000 | 3,010,000 |
| Noninterest income | 107,000 | 197,000 | 265,000 | 393,000 |
| Noninterest expense | 786,000 | 1,560,000 | 2,308,000 | 3,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 234,000 | 328,000 | 363,000 |
| Income tax | 52,000 | 62,000 | 87,000 | 87,000 |
| Net income | 100,000 | 172,000 | 241,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,173,000 | 9,304,000 | 9,405,000 | 9,438,000 |
| Total capital | 9,951,000 | 10,031,000 | 10,066,000 | 10,084,000 |
| Risk-weighted assets | 61,446,000 | 57,250,000 | 52,300,000 | 51,217,000 |