Call reports 2010
BANKCDA — 2010
What BANKCDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,393,000 | 87,559,000 | 89,638,000 | 84,749,000 |
| Total loans | 69,176,000 | 70,408,000 | 68,241,000 | 64,933,000 |
| Allowance for loan losses | 1,945,000 | 1,935,000 | 1,857,000 | 1,548,000 |
| Securities available for sale | 7,275,000 | 3,372,000 | 2,648,000 | 3,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,200,000 | 74,421,000 | 76,306,000 | 71,637,000 |
| Interest-bearing deposits | 64,346,000 | 62,713,000 | 63,673,000 | 60,480,000 |
| Noninterest-bearing deposits | 10,854,000 | 11,708,000 | 12,633,000 | 11,157,000 |
| Equity capital | 8,991,000 | 9,049,000 | 9,203,000 | 9,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,451,000 | 3,658,000 | 4,685,000 |
| Interest expense | 341,000 | 647,000 | 943,000 | 1,206,000 |
| Net interest income | 907,000 | 1,804,000 | 2,715,000 | 3,479,000 |
| Noninterest income | 102,000 | 130,000 | 310,000 | 154,000 |
| Noninterest expense | 910,000 | 1,720,000 | 2,658,000 | 3,417,000 |
| Provision for loan losses | 100,000 | 150,000 | 150,000 | 275,000 |
| Pretax income | 4,000 | 108,000 | 261,000 | -15,000 |
| Income tax | 1,000 | 6,000 | 11,000 | -71,000 |
| Net income | 3,000 | 102,000 | 250,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,316,000 | 8,394,000 | 8,651,000 | 8,505,000 |
| Total capital | 9,250,000 | 9,317,000 | 9,534,000 | 9,339,000 |
| Risk-weighted assets | 73,659,000 | 72,781,000 | 69,637,000 | 65,971,000 |