Call reports 2009
BANKCDA — 2009
What BANKCDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 96,143,000 | 91,714,000 | 95,093,000 | 93,448,000 |
| Total loans | 78,617,000 | 77,125,000 | 75,885,000 | 73,084,000 |
| Allowance for loan losses | 1,328,000 | 1,569,000 | 1,627,000 | 1,976,000 |
| Securities available for sale | 8,512,000 | 7,434,000 | 7,486,000 | 7,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,567,000 | 76,729,000 | 80,480,000 | 79,709,000 |
| Interest-bearing deposits | 68,141,000 | 63,668,000 | 67,930,000 | 66,683,000 |
| Noninterest-bearing deposits | 12,427,000 | 13,061,000 | 12,550,000 | 13,026,000 |
| Equity capital | 9,885,000 | 9,617,000 | 9,746,000 | 8,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,981,000 | 4,437,000 | 5,738,000 |
| Interest expense | 503,000 | 972,000 | 1,441,000 | 1,847,000 |
| Net interest income | 991,000 | 2,009,000 | 2,996,000 | 3,891,000 |
| Noninterest income | 150,000 | 393,000 | 540,000 | 665,000 |
| Noninterest expense | 973,000 | 1,966,000 | 2,907,000 | 3,877,000 |
| Provision for loan losses | 80,000 | 749,000 | 824,000 | 2,159,000 |
| Pretax income | 118,000 | -250,000 | -126,000 | -1,411,000 |
| Income tax | 38,000 | -84,000 | -43,000 | -574,000 |
| Net income | 80,000 | -166,000 | -83,000 | -837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,828,000 | 9,558,000 | 9,653,000 | 8,302,000 |
| Total capital | 10,904,000 | 10,593,000 | 10,685,000 | 9,293,000 |
| Risk-weighted assets | 85,784,000 | 82,191,000 | 81,922,000 | 78,221,000 |