Call reports 2008
BANKCDA — 2008
What BANKCDA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 91,025,000 | 100,021,000 | 92,603,000 | 96,025,000 |
| Total loans | 77,222,000 | 78,180,000 | 80,246,000 | 82,686,000 |
| Allowance for loan losses | 904,000 | 953,000 | 967,000 | 1,274,000 |
| Securities available for sale | 7,605,000 | 7,730,000 | 6,610,000 | 7,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,109,000 | 85,213,000 | 70,979,000 | 74,403,000 |
| Interest-bearing deposits | 65,472,000 | 71,570,000 | 59,521,000 | 63,435,000 |
| Noninterest-bearing deposits | 10,637,000 | 13,643,000 | 11,458,000 | 10,968,000 |
| Equity capital | 9,734,000 | 9,699,000 | 9,843,000 | 9,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,171,000 | 4,746,000 | 6,309,000 |
| Interest expense | 694,000 | 1,333,000 | 1,928,000 | 2,479,000 |
| Net interest income | 940,000 | 1,838,000 | 2,818,000 | 3,830,000 |
| Noninterest income | 186,000 | 361,000 | 480,000 | 613,000 |
| Noninterest expense | 813,000 | 1,654,000 | 2,649,000 | 3,814,000 |
| Provision for loan losses | 73,000 | 121,000 | 164,000 | 493,000 |
| Pretax income | 240,000 | 433,000 | 507,000 | 157,000 |
| Income tax | 66,000 | 119,000 | 139,000 | -72,000 |
| Net income | 174,000 | 314,000 | 368,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,639,000 | 9,727,000 | 9,848,000 | 9,746,000 |
| Total capital | 10,638,000 | 10,762,000 | 10,887,000 | 10,841,000 |
| Risk-weighted assets | 81,687,000 | 82,798,000 | 83,106,000 | 87,356,000 |