Call reports 2007
BANKCDA — 2007
What BANKCDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 71,131,000 | 79,718,000 | 79,590,000 | 90,874,000 |
| Total loans | 60,668,000 | 66,120,000 | 69,745,000 | 70,291,000 |
| Allowance for loan losses | 791,000 | 825,000 | 850,000 | 851,000 |
| Securities available for sale | 6,515,000 | 6,069,000 | 5,183,000 | 7,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,755,000 | 66,753,000 | 65,797,000 | 76,554,000 |
| Interest-bearing deposits | 50,930,000 | 54,814,000 | 54,707,000 | 66,053,000 |
| Noninterest-bearing deposits | 8,824,000 | 11,939,000 | 11,090,000 | 10,501,000 |
| Equity capital | 7,058,000 | 8,844,000 | 9,096,000 | 9,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,872,000 | 4,490,000 | 6,152,000 |
| Interest expense | 561,000 | 1,200,000 | 1,871,000 | 2,601,000 |
| Net interest income | 813,000 | 1,672,000 | 2,619,000 | 3,551,000 |
| Noninterest income | 122,000 | 270,000 | 442,000 | 635,000 |
| Noninterest expense | 707,000 | 1,520,000 | 2,359,000 | 3,236,000 |
| Provision for loan losses | 36,000 | 74,000 | 99,000 | 104,000 |
| Pretax income | 192,000 | 348,000 | 603,000 | 856,000 |
| Income tax | 69,000 | 87,000 | 151,000 | 113,000 |
| Net income | 123,000 | 261,000 | 452,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,051,000 | 8,872,000 | 9,096,000 | 9,414,000 |
| Total capital | 7,854,000 | 9,755,000 | 10,008,000 | 10,357,000 |
| Risk-weighted assets | 64,221,000 | 70,611,000 | 73,470,000 | 76,215,000 |