Call reports 2006
BANKCDA — 2006
What BANKCDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,969,000 | 67,435,000 | 73,398,000 | 72,169,000 |
| Total loans | 45,732,000 | 53,719,000 | 57,170,000 | 55,123,000 |
| Allowance for loan losses | 579,000 | 659,000 | 731,000 | 754,000 |
| Securities available for sale | 9,123,000 | 8,082,000 | 7,785,000 | 7,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,662,000 | 54,474,000 | 61,370,000 | 59,903,000 |
| Interest-bearing deposits | 41,325,000 | 42,375,000 | 49,835,000 | 49,508,000 |
| Noninterest-bearing deposits | 9,337,000 | 12,099,000 | 11,535,000 | 10,395,000 |
| Equity capital | 6,095,000 | 6,414,000 | 6,624,000 | 6,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,186,000 | 3,577,000 | 4,936,000 |
| Interest expense | 362,000 | 798,000 | 1,368,000 | 1,933,000 |
| Net interest income | 653,000 | 1,388,000 | 2,209,000 | 3,003,000 |
| Noninterest income | 86,000 | 216,000 | 289,000 | 492,000 |
| Noninterest expense | 582,000 | 1,221,000 | 1,882,000 | 2,597,000 |
| Provision for loan losses | 51,000 | 129,000 | 201,000 | 223,000 |
| Pretax income | 106,000 | 254,000 | 415,000 | 675,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 254,000 | 415,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,162,000 | 6,477,000 | 6,653,000 | 6,916,000 |
| Total capital | 6,806,000 | 7,202,000 | 7,408,000 | 7,666,000 |
| Risk-weighted assets | 50,722,000 | 57,985,000 | 60,323,000 | 59,910,000 |