Call reports 2005
BANKCDA — 2005
What BANKCDA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,290,000 | 54,657,000 | 58,852,000 | 59,411,000 |
| Total loans | 37,397,000 | 37,201,000 | 43,546,000 | 43,737,000 |
| Allowance for loan losses | 469,000 | 493,000 | 522,000 | 532,000 |
| Securities available for sale | 7,814,000 | 10,009,000 | 9,675,000 | 9,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,069,000 | 46,717,000 | 48,895,000 | 50,252,000 |
| Interest-bearing deposits | 37,432,000 | 37,165,000 | 38,232,000 | 40,525,000 |
| Noninterest-bearing deposits | 7,637,000 | 9,552,000 | 10,663,000 | 9,727,000 |
| Equity capital | 6,045,000 | 6,105,000 | 6,002,000 | 5,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,520,000 | 2,382,000 | 3,303,000 |
| Interest expense | 255,000 | 529,000 | 838,000 | 1,174,000 |
| Net interest income | 488,000 | 991,000 | 1,544,000 | 2,129,000 |
| Noninterest income | 150,000 | 262,000 | 336,000 | 441,000 |
| Noninterest expense | 546,000 | 1,102,000 | 1,739,000 | 2,430,000 |
| Provision for loan losses | 38,000 | 63,000 | 150,000 | 177,000 |
| Pretax income | 54,000 | 88,000 | -9,000 | -37,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 88,000 | -9,000 | -37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,128,000 | 6,150,000 | 6,068,000 | 6,039,000 |
| Total capital | 6,597,000 | 6,643,000 | 6,628,000 | 6,636,000 |
| Risk-weighted assets | 41,879,000 | 42,080,000 | 48,060,000 | 48,528,000 |