Call reports 2004
BANKCDA — 2004
What BANKCDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,541,000 | 41,370,000 | 48,393,000 | 53,479,000 |
| Total loans | 26,221,000 | 28,349,000 | 31,598,000 | 35,672,000 |
| Allowance for loan losses | 382,000 | 324,000 | 371,000 | 425,000 |
| Securities available for sale | 4,906,000 | 6,281,000 | 9,689,000 | 8,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,349,000 | 35,199,000 | 41,113,000 | 45,330,000 |
| Interest-bearing deposits | 26,872,000 | 29,038,000 | 34,529,000 | 37,419,000 |
| Noninterest-bearing deposits | 5,477,000 | 6,161,000 | 6,585,000 | 7,911,000 |
| Equity capital | 4,091,000 | 4,069,000 | 5,156,000 | 5,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 1,015,000 | 1,659,000 | 2,346,000 |
| Interest expense | 154,000 | 318,000 | 517,000 | 769,000 |
| Net interest income | 330,000 | 697,000 | 1,142,000 | 1,577,000 |
| Noninterest income | 61,000 | 103,000 | 117,000 | 239,000 |
| Noninterest expense | 333,000 | 671,000 | 1,060,000 | 1,529,000 |
| Provision for loan losses | 31,000 | 77,000 | 126,000 | 213,000 |
| Pretax income | 30,000 | 55,000 | 76,000 | 73,000 |
| Income tax | 2,000 | 2,000 | 0 | 0 |
| Net income | 28,000 | 53,000 | 76,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,082,000 | 4,143,000 | 5,175,000 | 6,020,000 |
| Total capital | 4,447,000 | 4,467,000 | 5,546,000 | 6,445,000 |
| Risk-weighted assets | 29,251,000 | 31,351,000 | 35,527,000 | 40,546,000 |