Call reports 2003
BANKCDA — 2003
What BANKCDA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,373,000 | 30,778,000 | 33,032,000 | 35,604,000 |
| Total loans | 17,921,000 | 21,187,000 | 23,147,000 | 25,379,000 |
| Allowance for loan losses | 235,000 | 314,000 | 340,000 | 391,000 |
| Securities available for sale | 3,335,000 | 3,580,000 | 4,183,000 | 3,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,388,000 | 24,706,000 | 26,922,000 | 29,490,000 |
| Interest-bearing deposits | 16,798,000 | 19,113,000 | 21,584,000 | 24,575,000 |
| Noninterest-bearing deposits | 3,590,000 | 5,593,000 | 5,338,000 | 4,915,000 |
| Equity capital | 3,904,000 | 3,962,000 | 4,018,000 | 4,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 804,000 | 1,268,000 | 1,748,000 |
| Interest expense | 112,000 | 235,000 | 365,000 | 508,000 |
| Net interest income | 258,000 | 569,000 | 903,000 | 1,240,000 |
| Noninterest income | 42,000 | 130,000 | 168,000 | 211,000 |
| Noninterest expense | 276,000 | 573,000 | 857,000 | 1,168,000 |
| Provision for loan losses | 55,000 | 135,000 | 163,000 | 219,000 |
| Pretax income | -12,000 | 23,000 | 79,000 | 115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -12,000 | 23,000 | 79,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,896,000 | 3,931,000 | 3,993,000 | 4,028,000 |
| Total capital | 4,131,000 | 4,240,000 | 4,327,000 | 4,383,000 |
| Risk-weighted assets | 21,486,000 | 24,683,000 | 26,684,000 | 28,404,000 |