Call reports 2001
CENTURY SOUTH BANK OF DAWSONVILLE — 2001
What CENTURY SOUTH BANK OF DAWSONVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 81,870,000 | 93,217,000 | 82,830,000 |
| Total loans | 48,781,000 | 48,679,000 | 47,570,000 |
| Allowance for loan losses | 685,000 | 921,000 | 924,000 |
| Securities available for sale | 24,911,000 | 39,147,000 | 28,802,000 |
| Securities held to maturity | 806,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 74,487,000 | 69,416,000 | 65,960,000 |
| Interest-bearing deposits | 68,143,000 | 63,491,000 | 59,484,000 |
| Noninterest-bearing deposits | 6,344,000 | 5,925,000 | 6,476,000 |
| Equity capital | 7,027,000 | 6,724,000 | 7,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,559,000 | 3,107,000 | 4,558,000 |
| Interest expense | 796,000 | 1,567,000 | 2,311,000 |
| Net interest income | 763,000 | 1,540,000 | 2,247,000 |
| Noninterest income | 212,000 | -36,000 | 168,000 |
| Noninterest expense | 621,000 | 1,340,000 | 1,965,000 |
| Provision for loan losses | 75,000 | 303,000 | 331,000 |
| Pretax income | 279,000 | -138,000 | 185,000 |
| Income tax | 83,000 | -109,000 | -15,000 |
| Net income | 196,000 | -29,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 6,845,000 | 6,515,000 | 6,744,000 |
| Total capital | 7,530,000 | 7,220,000 | 7,381,000 |
| Risk-weighted assets | 60,300,000 | 56,218,000 | 50,656,000 |