Call reports 2025
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2025
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 50,060,000 | 50,336,000 | 51,980,000 | 52,395,000 |
| Total loans | 36,193,000 | 36,471,000 | 36,852,000 | 35,808,000 |
| Allowance for loan losses | 100,000 | 100,000 | 92,000 | 90,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,400,000 | 5,400,000 | 5,400,000 | 5,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,850,000 | 40,865,000 | 42,210,000 | 43,072,000 |
| Interest-bearing deposits | 36,198,000 | 35,507,000 | 37,005,000 | 37,407,000 |
| Noninterest-bearing deposits | 4,652,000 | 5,358,000 | 5,205,000 | 5,665,000 |
| Equity capital | 9,147,000 | 9,391,000 | 9,669,000 | 9,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,270,000 | 1,934,000 | 2,612,000 |
| Interest expense | 226,000 | 444,000 | 661,000 | 884,000 |
| Net interest income | 392,000 | 826,000 | 1,273,000 | 1,728,000 |
| Noninterest income | 18,000 | 42,000 | 65,000 | 94,000 |
| Noninterest expense | 201,000 | 410,000 | 597,000 | 1,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 458,000 | 741,000 | 677,000 |
| Income tax | 0 | 5,000 | 10,000 | 16,000 |
| Net income | 209,000 | 453,000 | 731,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,147,000 | 9,391,000 | 9,669,000 | 9,271,000 |