Call reports 2022
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2022
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,730,000 | 53,967,000 | 54,568,000 | 52,691,000 |
| Total loans | 29,341,000 | 31,529,000 | 31,800,000 | 31,044,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,886,000 | 5,800,000 | 5,400,000 | 5,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,191,000 | 45,259,000 | 45,638,000 | 44,094,000 |
| Interest-bearing deposits | 38,526,000 | 39,010,000 | 39,459,000 | 38,137,000 |
| Noninterest-bearing deposits | 6,665,000 | 6,249,000 | 6,179,000 | 5,957,000 |
| Equity capital | 8,513,000 | 8,672,000 | 8,891,000 | 8,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 718,000 | 1,162,000 | 1,629,000 |
| Interest expense | 71,000 | 145,000 | 226,000 | 316,000 |
| Net interest income | 256,000 | 573,000 | 936,000 | 1,313,000 |
| Noninterest income | 21,000 | 41,000 | 58,000 | 89,000 |
| Noninterest expense | 173,000 | 341,000 | 502,000 | 934,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 104,000 | 273,000 | 492,000 | 463,000 |
| Income tax | 10,000 | 20,000 | 20,000 | 20,000 |
| Net income | 94,000 | 253,000 | 472,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,513,000 | 8,672,000 | 8,891,000 | 8,572,000 |