Call reports 2021
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2021
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 49,261,000 | 49,304,000 | 50,542,000 | 52,608,000 |
| Total loans | 26,248,000 | 27,744,000 | 28,018,000 | 26,414,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,176,000 | 2,676,000 | 3,676,000 | 3,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,821,000 | 40,711,000 | 41,655,000 | 44,163,000 |
| Interest-bearing deposits | 34,437,000 | 34,650,000 | 35,454,000 | 37,318,000 |
| Noninterest-bearing deposits | 6,384,000 | 6,061,000 | 6,201,000 | 6,845,000 |
| Equity capital | 8,410,000 | 8,563,000 | 8,851,000 | 8,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 723,000 | 1,072,000 | 1,411,000 |
| Interest expense | 73,000 | 146,000 | 220,000 | 294,000 |
| Net interest income | 283,000 | 577,000 | 852,000 | 1,117,000 |
| Noninterest income | 25,000 | 48,000 | 208,000 | 235,000 |
| Noninterest expense | 158,000 | 322,000 | 469,000 | 913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 303,000 | 591,000 | 439,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 150,000 | 303,000 | 591,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,410,000 | 8,563,000 | 8,851,000 | 8,419,000 |