Call reports 2019
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2019
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,073,000 | 45,132,000 | 45,591,000 | 44,116,000 |
| Total loans | 25,612,000 | 26,833,000 | 26,844,000 | 26,851,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,849,000 | 3,849,000 | 2,749,000 | 3,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,115,000 | 36,955,000 | 37,150,000 | 36,069,000 |
| Interest-bearing deposits | 32,164,000 | 32,041,000 | 31,973,000 | 31,055,000 |
| Noninterest-bearing deposits | 4,951,000 | 4,914,000 | 5,177,000 | 5,014,000 |
| Equity capital | 7,929,000 | 8,142,000 | 8,395,000 | 8,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 802,000 | 1,243,000 | 1,667,000 |
| Interest expense | 72,000 | 150,000 | 234,000 | 316,000 |
| Net interest income | 311,000 | 652,000 | 1,009,000 | 1,351,000 |
| Noninterest income | 28,000 | 54,000 | 81,000 | 107,000 |
| Noninterest expense | 155,000 | 309,000 | 440,000 | 845,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 397,000 | 650,000 | 613,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 184,000 | 397,000 | 650,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,929,000 | 8,142,000 | 8,395,000 | 8,023,000 |
| Total capital | 8,013,000 | 8,226,000 | 8,479,000 | 8,107,000 |
| Risk-weighted assets | 25,262,000 | 26,021,000 | 25,815,000 | 25,785,000 |