Call reports 2018
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2018
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,317,000 | 42,563,000 | 42,835,000 | 42,285,000 |
| Total loans | 24,065,000 | 24,704,000 | 26,070,000 | 25,745,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,935,000 | 3,935,000 | 3,935,000 | 4,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,642,000 | 34,705,000 | 34,777,000 | 34,513,000 |
| Interest-bearing deposits | 31,085,000 | 30,424,000 | 30,629,000 | 30,204,000 |
| Noninterest-bearing deposits | 4,557,000 | 4,281,000 | 4,148,000 | 4,309,000 |
| Equity capital | 7,647,000 | 7,826,000 | 8,027,000 | 7,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 718,000 | 1,099,000 | 1,508,000 |
| Interest expense | 66,000 | 134,000 | 201,000 | 273,000 |
| Net interest income | 282,000 | 584,000 | 898,000 | 1,235,000 |
| Noninterest income | 26,000 | 52,000 | 79,000 | 114,000 |
| Noninterest expense | 135,000 | 284,000 | 424,000 | 796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 173,000 | 352,000 | 553,000 | 553,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 173,000 | 352,000 | 553,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,647,000 | 7,826,000 | 8,027,000 | 7,745,000 |
| Total capital | 7,731,000 | 7,910,000 | 8,111,000 | 7,829,000 |
| Risk-weighted assets | 24,162,000 | 24,864,000 | 26,017,000 | 25,381,000 |