Call reports 2017
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2017
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,242,000 | 41,723,000 | 41,719,000 | 41,753,000 |
| Total loans | 23,334,000 | 23,893,000 | 24,238,000 | 24,143,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,867,000 | 2,867,000 | 3,017,000 | 3,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,858,000 | 34,181,000 | 33,993,000 | 34,256,000 |
| Interest-bearing deposits | 30,761,000 | 30,600,000 | 30,601,000 | 30,747,000 |
| Noninterest-bearing deposits | 4,097,000 | 3,581,000 | 3,392,000 | 3,509,000 |
| Equity capital | 7,360,000 | 7,515,000 | 7,693,000 | 7,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 668,000 | 1,011,000 | 1,359,000 |
| Interest expense | 60,000 | 120,000 | 183,000 | 247,000 |
| Net interest income | 266,000 | 548,000 | 828,000 | 1,112,000 |
| Noninterest income | 28,000 | 55,000 | 83,000 | 115,000 |
| Noninterest expense | 125,000 | 279,000 | 409,000 | 734,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 12,000 |
| Pretax income | 163,000 | 318,000 | 496,000 | 481,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 163,000 | 318,000 | 496,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,360,000 | 7,515,000 | 7,693,000 | 7,474,000 |
| Total capital | 7,444,000 | 7,599,000 | 7,777,000 | 7,558,000 |
| Risk-weighted assets | 22,597,000 | 23,170,000 | 23,361,000 | 23,578,000 |