Call reports 2016
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2016
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,119,000 | 40,366,000 | 41,239,000 | 40,792,000 |
| Total loans | 20,767,000 | 22,715,000 | 24,031,000 | 23,499,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,826,000 | 2,701,000 | 1,901,000 | 2,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,216,000 | 32,301,000 | 33,773,000 | 33,575,000 |
| Interest-bearing deposits | 28,856,000 | 28,855,000 | 30,345,000 | 30,092,000 |
| Noninterest-bearing deposits | 3,360,000 | 3,446,000 | 3,428,000 | 3,483,000 |
| Equity capital | 7,080,000 | 7,241,000 | 7,436,000 | 7,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 612,000 | 950,000 | 1,275,000 |
| Interest expense | 55,000 | 111,000 | 168,000 | 224,000 |
| Net interest income | 245,000 | 501,000 | 782,000 | 1,051,000 |
| Noninterest income | 25,000 | 57,000 | 82,000 | 114,000 |
| Noninterest expense | 116,000 | 243,000 | 354,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 315,000 | 510,000 | 480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 315,000 | 510,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,080,000 | 7,241,000 | 7,436,000 | 7,197,000 |
| Total capital | 7,164,000 | 7,325,000 | 7,520,000 | 7,281,000 |
| Risk-weighted assets | 20,762,000 | 21,990,000 | 23,030,000 | 22,524,000 |