Call reports 2015
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2015
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,682,000 | 40,327,000 | 40,575,000 | 40,246,000 |
| Total loans | 17,447,000 | 19,936,000 | 20,039,000 | 20,582,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,782,000 | 2,782,000 | 2,982,000 | 2,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,028,000 | 32,551,000 | 32,636,000 | 32,500,000 |
| Interest-bearing deposits | 30,130,000 | 28,802,000 | 28,951,000 | 28,691,000 |
| Noninterest-bearing deposits | 4,898,000 | 3,749,000 | 3,685,000 | 3,809,000 |
| Equity capital | 6,832,000 | 6,953,000 | 7,116,000 | 6,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 540,000 | 840,000 | 1,148,000 |
| Interest expense | 63,000 | 125,000 | 181,000 | 237,000 |
| Net interest income | 198,000 | 415,000 | 659,000 | 911,000 |
| Noninterest income | 24,000 | 49,000 | 70,000 | 99,000 |
| Noninterest expense | 111,000 | 232,000 | 334,000 | 613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 232,000 | 395,000 | 397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 232,000 | 395,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,832,000 | 6,953,000 | 7,116,000 | 6,926,000 |
| Total capital | 6,916,000 | 7,037,000 | 7,200,000 | 7,010,000 |
| Risk-weighted assets | 18,691,000 | 19,363,000 | 19,806,000 | 20,138,000 |