Call reports 2014
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2014
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 44,105,000 | 42,487,000 | 42,310,000 | 41,971,000 |
| Total loans | 16,697,000 | 17,427,000 | 18,884,000 | 18,575,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,363,000 | 3,363,000 | 3,363,000 | 2,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,633,000 | 34,921,000 | 34,620,000 | 34,431,000 |
| Interest-bearing deposits | 31,978,000 | 30,825,000 | 30,551,000 | 30,380,000 |
| Noninterest-bearing deposits | 4,655,000 | 4,096,000 | 4,069,000 | 4,051,000 |
| Equity capital | 6,641,000 | 6,736,000 | 6,864,000 | 6,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 512,000 | 792,000 | 1,081,000 |
| Interest expense | 70,000 | 141,000 | 209,000 | 277,000 |
| Net interest income | 184,000 | 371,000 | 583,000 | 804,000 |
| Noninterest income | 25,000 | 49,000 | 73,000 | 104,000 |
| Noninterest expense | 106,000 | 222,000 | 324,000 | 560,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 6,000 |
| Pretax income | 103,000 | 198,000 | 326,000 | 342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 198,000 | 326,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,641,000 | 6,736,000 | 6,864,000 | 6,721,000 |
| Total capital | 6,725,000 | 6,820,000 | 6,948,000 | 6,805,000 |
| Risk-weighted assets | 16,620,000 | 16,876,000 | 18,317,000 | 18,015,000 |