Call reports 2013
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2013
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,719,000 | 42,205,000 | 42,358,000 | 42,533,000 |
| Total loans | 16,131,000 | 16,470,000 | 17,224,000 | 16,951,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,199,000 | 3,438,000 | 3,438,000 | 3,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,347,000 | 34,737,000 | 34,770,000 | 35,171,000 |
| Interest-bearing deposits | 31,689,000 | 31,170,000 | 31,422,000 | 31,478,000 |
| Noninterest-bearing deposits | 4,658,000 | 3,567,000 | 3,348,000 | 3,693,000 |
| Equity capital | 6,545,000 | 6,638,000 | 6,755,000 | 6,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 522,000 | 790,000 | 1,051,000 |
| Interest expense | 76,000 | 153,000 | 230,000 | 305,000 |
| Net interest income | 183,000 | 369,000 | 560,000 | 746,000 |
| Noninterest income | 26,000 | 51,000 | 78,000 | 109,000 |
| Noninterest expense | 107,000 | 225,000 | 326,000 | 568,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 195,000 | 312,000 | 287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 195,000 | 312,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,545,000 | 6,638,000 | 6,755,000 | 6,538,000 |
| Total capital | 6,629,000 | 6,722,000 | 6,839,000 | 6,622,000 |
| Risk-weighted assets | 16,324,000 | 16,544,000 | 17,150,000 | 16,955,000 |