Call reports 2012
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2012
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,032,000 | 40,702,000 | 40,838,000 | 41,836,000 |
| Total loans | 12,382,000 | 14,105,000 | 16,016,000 | 16,021,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,674,000 | 5,673,000 | 4,098,000 | 3,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,470,000 | 31,307,000 | 31,327,000 | 32,371,000 |
| Interest-bearing deposits | 29,262,000 | 28,705,000 | 28,774,000 | 29,509,000 |
| Noninterest-bearing deposits | 3,208,000 | 2,602,000 | 2,553,000 | 2,862,000 |
| Equity capital | 6,304,000 | 6,380,000 | 6,487,000 | 6,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 505,000 | 776,000 | 1,055,000 |
| Interest expense | 115,000 | 207,000 | 301,000 | 392,000 |
| Net interest income | 136,000 | 298,000 | 475,000 | 663,000 |
| Noninterest income | 26,000 | 52,000 | 74,000 | 98,000 |
| Noninterest expense | 101,000 | 213,000 | 305,000 | 511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 137,000 | 244,000 | 250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 137,000 | 244,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,304,000 | 6,380,000 | 6,487,000 | 6,443,000 |
| Total capital | 6,388,000 | 6,464,000 | 6,571,000 | 6,527,000 |
| Risk-weighted assets | 13,375,000 | 15,020,000 | 16,286,000 | 15,802,000 |