Call reports 2011
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2011
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,930,000 | 41,156,000 | 41,829,000 | 41,443,000 |
| Total loans | 11,359,000 | 12,963,000 | 12,828,000 | 13,005,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 19,000 | 16,000 | 0 | 0 |
| Securities held to maturity | 7,559,000 | 6,755,000 | 4,398,000 | 3,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,576,000 | 31,697,000 | 32,239,000 | 31,964,000 |
| Interest-bearing deposits | 28,812,000 | 29,363,000 | 29,738,000 | 29,115,000 |
| Noninterest-bearing deposits | 2,764,000 | 2,334,000 | 2,501,000 | 2,849,000 |
| Equity capital | 6,135,000 | 6,235,000 | 6,355,000 | 6,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 560,000 | 853,000 | 1,120,000 |
| Interest expense | 113,000 | 225,000 | 337,000 | 445,000 |
| Net interest income | 157,000 | 335,000 | 516,000 | 675,000 |
| Noninterest income | 26,000 | 53,000 | 77,000 | 108,000 |
| Noninterest expense | 108,000 | 214,000 | 307,000 | 515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 174,000 | 296,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 174,000 | 296,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,134,000 | 6,234,000 | 6,355,000 | 6,243,000 |
| Total capital | 6,218,000 | 6,318,000 | 6,439,000 | 6,327,000 |
| Risk-weighted assets | 14,527,000 | 16,080,000 | 16,052,000 | 13,536,000 |