Call reports 2010
FARMERS & MERCHANTS BANK OF HUTSONVILLE — 2010
What FARMERS & MERCHANTS BANK OF HUTSONVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,169,000 | 39,294,000 | 41,693,000 | 40,299,000 |
| Total loans | 10,371,000 | 11,015,000 | 11,227,000 | 11,387,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 1,148,000 | 737,000 | 29,000 | 23,000 |
| Securities held to maturity | 4,183,000 | 6,075,000 | 5,480,000 | 7,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,874,000 | 29,938,000 | 32,269,000 | 31,209,000 |
| Interest-bearing deposits | 28,507,000 | 27,638,000 | 28,839,000 | 28,388,000 |
| Noninterest-bearing deposits | 2,367,000 | 2,300,000 | 3,430,000 | 2,821,000 |
| Equity capital | 6,072,000 | 6,105,000 | 6,140,000 | 6,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 547,000 | 815,000 | 1,072,000 |
| Interest expense | 174,000 | 338,000 | 491,000 | 633,000 |
| Net interest income | 93,000 | 209,000 | 324,000 | 439,000 |
| Noninterest income | 22,000 | 46,000 | 70,000 | 101,000 |
| Noninterest expense | 103,000 | 204,000 | 304,000 | 464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 51,000 | 90,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 51,000 | 90,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,061,000 | 6,100,000 | 6,139,000 | 6,060,000 |
| Total capital | 6,145,000 | 6,184,000 | 6,223,000 | 6,144,000 |
| Risk-weighted assets | 15,782,000 | 16,185,000 | 14,541,000 | 14,411,000 |